ASSISTANT CREDIT MANAGER – Unicomer Group

Description

As the Assistant Credit Manager you will be responsible for assisting with managing the company’s accounts receivable portfolio and ensuring the efficient collection of consumer debts. The primary goal is to maximize the profitability of the Credit Department while adhering to company policies and minimizing financial risks.

Requirements

• Degree in Credit Management or related Business Studies discipline.
• At least 2 years Credit management experience.
• High level of Computer literacy.
• Excellent written and oral communication skills.
• Ability to react quickly in a fast paced environment would be an asset.
• Must be organized, persistent and committed, able to cope well in stress related environments.
• Maintains a high standard of honest and ethical behavior.
• Analytical and problem solving skills.

Responsibilities

• Monitor budgeted costs, analyze balance comparisons, and prepare reports on the portfolio’s performance to ensure continuous oversight and evaluation.
• Audit the execution of the credit process within the department as well as by branches, to ensure compliance to company policy, thereby minimizing organizational and financial risk.
• Monitor Promise to Pay spreadsheet daily to ensure follow up action.
• Monitor all worklists, ensuring necessary cleanup completed and issuing exceptions based on movement.
• Supervise and guide the team for the completion of assigned tasks and business results.
• Monitor performance discussions between Administrators and Supervisors.
• Provide feedback on ongoing task and special projects.
• Make necessary recommendations to improve performance, while complementing staff for good performances.
• Monitor budgeted bad debt recovery/ comparisons with actual collections.
• Ensure supervisors manage administrators and debt collectors effectively.
• Review of the monthly performance of the Supervisors & Administrators. Positive/ negative letters to be issued and develop action plan for underperformers.
• Ensure monthly reports are submitted timely.
• Review of Attendance and Punctuality report and ensure disciplinary letters are issue timely.
• Address customer concerns to preserve customer relationship and maintain the Company’s service standards.